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Terms and Conditions

Last Updated: July 1, 2024

  1. NOTICE TO REGISTRATION

    1. This Tango Mobile Application Platform (“Tango Application” or “Tango Platform”)  is owned and operated by Tango Technologies Inc. (“Tango”), a domestic corporation duly established under the laws of the Republic of the Philippines. This Agreement is entered into between Tango and the registered user of this Tango Platform (hereafter “User” or “You”) which has full contractual effect and applies to the User and all the User’s activities in this Tango Application.

    2. Before You register as a User of this Tango Platform, please review all of the following terms thoroughly. By registering in, accessing, and/or using this Tango Platform, You accept that You are bound by the following terms when using the services of Tango, and You undertake that You have read, understood, and accepted all the terms under this Agreement, including any provisions incorporated by reference, and You undertake to abide by all current laws, rules, regulations and other governmental requirements. You shall solely bear all the legal liability associated with the consequence associated with any violation of this Agreement in Your name. If You do not agree to these terms or if You cannot fully understand any of these terms in this Agreement, please feel free to not register.

    3. This Agreement includes the following terms and any rules and regulations which have been or may be published in the future. All aforementioned regulations are integral parts of this Agreement and have the same legal effect as this Agreement.

    4. Tango reserves the right to formulate or modify this Agreement or any rules and regulations at any time as required (the “Amended Agreement, Rules and Regulations”). The effective Agreement and rules and regulations applicable at the time of registration by the User shall govern his/her transactions with the Tango Platform until said Agreement, Rules, and Regulations are further amended after publication to the User. The Tango Platform will publish and announce changes to this Agreement and rules and regulations at any time through the Tango Platform. The Amended Agreement, Rules, and Regulations shall become effective immediately upon publishing and binding to the registered User after such publishing. For Users who have registered before the newly published Amended Agreement, Rules, and Regulations, continuing to use the services provided by this Tango Platform after such publishing means that such Users have thoroughly read and acknowledge, agree, and consent to abide by the Amended Agreement, Rules, and Regulations. If the User refuses to accept the Amended Agreement, Rules, and Regulations, the User has the right to terminate the use of the services provided by this Tango Platform. Nevertheless, such User shall bear any legal liability incurred under transactions conducted on this Website and shall be bound by the Agreement and rules and regulations that were in effect at the time of such transactions as well as obligations existing before the expression of such refusal.

    5. By confirming this Agreement, this Agreement shall be binding between You and Tango. You hereby agree to fully abide by and honor any electronic agreement entered or to be entered with other Tango users or partners on Tango and undertake to enjoy and/or forego the corresponding rights and bear and/or waive the corresponding obligations.

    6. You agree that Tango shall have sole and absolute discretion to determine whether You may register in the list of Users. In the event that You are not registered in the list of Users, Tango is not entitled to provide any Services or incur any liability to You as a User of this Tango Platform.

    7. You understand, acknowledge, and agree that Tango’s role is merely administrative in nature and as an intermediary in arranging for User to avail of the services of Tango and its partners.

    8. You understand, acknowledge, and agree that Tango does not and will not assume any advisory, fiduciary, or other similar duties or act as an investment adviser to You. You understand, acknowledge, and agree that You have taken, or will take, the necessary independent legal, tax, financial, or other advice before Tango provides services to You.

  2. LIMITATION OF USE

    1. Tango only accepts natural persons of legal age, legal entities, and other organizations of the Republic of the Philippines with full civil capacity to register as Users. If You do not qualify, please do not register. Tango reserves the right to suspend or terminate any User for failure to qualify as a User.

    2. You undertake to use the services and the Tango Platform of Tango lawfully. You are prohibited from engaging in any act that may violate the existing laws, rules, regulations, and governmental directives of the Republic of the Philippines, or any unauthorized use of the Tango Platform, such as unauthorized access to non-public portions of the Tango Platform, improper use of account passwords, and any similar activities.

    3. User registration refers to the process of accessing this Tango Platform, filling in the relevant information as required, and confirming/agreeing to perform this Agreement and other related user agreements. After Your registration is completed, You may not assign Your Tango username to any third party or authorize any third party to use it. Tango identifies Users’ instructions by the registered usernames and passwords. User hereby confirms that any behavior done by the User who logs into this Tango Platform using his/her username and password represents the registered User him/herself. The electronic information registered by the User shall be conclusive evidence of the identity of the User, and such User shall bear the legal consequences associated with his/her behavior in Tango.

    4. You agree to register with a username that is not contrary to law, public order, public policy, morals, good customs, prejudicial to third persons, and social ethics of the Republic of the Philippines; provide Your real information; and comply with the following requirements:

      1. You must use Your real name to register on this Tango Platform according to the governmental requirements and provide Tango with the information required for the authentication of Your identity.

      2. You must provide true, up-to-date, valid, and complete information.

      3. You are obligated to maintain and update the registered user information and ensure that it is authentic, up-to-date, valid, and complete. You fully understand and agree that any and all information provided may be used by Tango to provide the service You applied for and shall be used for all correspondences between Tango and the User. If You do not update the information in a timely manner which results in failure or mistakes in the service provided by Tango, You may not cancel the transaction or refuse to pay. Tango will not assume any responsibility and You shall bear all the consequences arising from it.

      4. If You provide any inaccurate, false, outdated, or incomplete information, or if Tango, in its independent judgment, suspects that the information so provided is inaccurate, false, outdated, or incomplete, Tango has the right to suspend or terminate Your registered account at this Tango Platform, and to deny You from using some or all of the functions of this Tango Platform. In this case, Tango assumes no liability whatsoever and You agree to bear any expenses or losses incurred directly or indirectly arising therefrom.

    5. Deregistration

      1. When User decides not to use the registered username any longer, he/she shall pay up all outstanding payables (including, but not limited to, the principal of the loans, interest, overdue interest, collection fee, service charge, etc.) and apply to Tango for the deregistration of the username. After the deregistration of the username, the contractual relationship between the User and Tango shall be terminated. Tango is not obligated to retain or disclose to the User any information in the registered account besides Your rights over Your own Personal Data as further provided by the Privacy Policy.

      2. Furthermore, after all liabilities of the User have been settled and the User’s account is deregistered, Tango shall motu proprio delete all Personal Data it possesses on the User, other than that retained for purposes of Tango’s operations or compliance with relevant laws and regulations.

      3. If User has not logged into this Tango Platform with his/her Tango username or other means recognized by Tango for 12 consecutive months, Tango has the right to cancel all or part of the Tango username and Tango account under the name of that User. The User will no longer be able to log into this Tango Platform or use the relevant Tango account using such username. Should there be any unsettled compensation owed to the User, Tango and its partners will ensure that the remaining balance is transferred to the User’s linked Starpay account. 

  3. GUARANTEES AND OBLIGATIONS OF USER

    1. User guarantees and undertakes that funds used are from lawful sources and that User is authorized to use and dispose of the same. Further, User as a borrower guarantees and undertakes that the loan shall be only for the personal or business use of the User or that of his/her family and not for resale, barter, or hire of house, lot, motor vehicle, appliance, or furniture.

    2. Obligation to Repay Loans

      1. User, as a Borrower, guarantees and undertakes to repay any and all loans You have availed within the prescribed maturity period as set forth in the loan agreement. Failure to repay the loans within the prescribed period will result in the imposition of additional fees, penalties, or charges as stipulated in the loan agreement. The Borrower acknowledges and agrees that timely repayment of the loan is crucial, and any delay or default may lead to further legal actions and adverse credit reporting, as applicable.

    3. Authenticity and validity of information

      1. User undertakes that the information he/she publishes through this Tango Platform shall be authentic and effective, and that any information he/she submits to Tango shall be authentic, effective, complete, and accurate. If Tango or users of this Tango Platform suffer any loss due to breaching of the foregoing, the User shall be held liable.

      2. If Tango discovers that You, as a User, are not of legal age or the information You provided is false or fraudulent, Tango has the right to cancel Your borrowing request at any time without prior notice and suspend or terminate Your eligibility. In such an event, Your outstanding borrowing request will be terminated. Loans that are already granted are not affected and You, as a User, are required to repay the existing loan obligations in full and on time in accordance with the loan agreement.

    4. Prohibition of commercial use of data obtained from this Tango Platform

      1. The User undertakes not to make commercial use of any data obtained from this Tango Platform, including, but not limited to, the use of the information displayed on this Tango Platform in any way, such as reproduction, dissemination, etc., without the prior written consent of Tango. The above-stated provision does not apply to the use of the User's own Personal Data.

    5. Compliance with laws and regulations

      1. In using the services of Tango, Users must comply with the laws and regulations, rules, and government directives of the Republic of the Philippines, and not to commit any illegal act, specifically:

        1. Publish, communicate, disseminate, and store content that violates the lawful rights of others, such as intellectual property, personal rights, and/or commercial trade secrets;

        2. Mislead, deceive others by fabricating false identities, publishing false information, make false transactions in violation of rules published on this Tango Platform, or such other similar actions;

        3. Conduct acts that harm the safety of the computer network, including, but not limited to, knowingly placing or planting any virus, trojan horse, computer worm, timed bomb or other computer program that intentionally destroy, maliciously interfere, secretly intercept, or encroach on any system, data, or personal data in any information he/she publishes; or

        4. Publish information which the State prohibits from being published, or other information that may be illegal or which violates this Agreement and other rules and regulations. Throughout the processing of the User’s Personal Data, his/her rights under the Data Privacy Act of 2012, such as the (1) right to be informed, (2) right to object, (3) right to access, (4) right to rectification, (5) right to erasure or blocking, and (6) right to damages, shall be upheld. Entities to whom Tango shares User’s data shall also respect the same rights.

  4. SERVICES AND FEES

    1. Tango Services

      1. The services that are available on the Tango Platform include, but are not limited to, the following:

        1. Support and Training:

          1. Provide necessary support, training, and resources to promote and distribute loans through the Digital Services Platform.

        2. Platform Maintenance:

          1. Continuously improve and maintain the Digital Services Platform to meet evolving needs and standards.

        3. Issue Resolution:

          1. Promptly address any issues or concerns raised regarding the platform’s functionality, performance, or usability.

        4. Distributor Network:

          1. Maintain a network of distributors who will assist in originating and managing loans for Tango’s partners. 

          2. Ensure that all distributors and its employees/representatives comply with all lending and/or financing rules and regulation. 

        5. Activity Monitoring:

          1. Monitor activities related to loan promotion and distribution to ensure compliance with the Agreement and applicable laws.

        6. Technical Support:

          1. Provide technical support and assistance, including troubleshooting issues related to the Digital Services Platform.

        7. Compliance Assistance:

          1. Assist in navigating relevant laws and regulations, providing guidance as needed. Tango’s partners remain responsible for legal and regulatory compliance.

        8. Performance Monitoring:

          1. Monitor and enhance the performance and efficiency of the Digital Services Platform.

        9. Communication:

          1. Maintain open and prompt communication channels, addressing any inquiries, concerns, or feedback promptly.

        10. Confidentiality and Data Security:

          1. Uphold confidentiality standards and implement data security measures to protect all loan-related information, in compliance with the Data Privacy Act of 2012 and other laws.

        11. Loan Origination Assistance:

          1. Assist in originating loans, providing tools and resources to streamline the loan application process.

        12. Loan Approval Assistance:

          1. Support in the loan approval process, offering guidance and resources to ensure efficient and compliant decision-making.

        13. Loan Disbursement Assistance:

          1. Aid in the disbursement of approved loans, ensuring timely and accurate distribution of funds to Users.

        14. Loan Collection Assistance:

          1. Assist in the collection of loan repayments, providing systems and support to facilitate timely collections and manage delinquencies.

    2. Confirmation of Transactions

      1. User confirms that transactions confirmed by the User on the Tango Platform in accordance with Tango’s service procedures shall become the irrevocable instruction of the User given to Tango to execute relevant transactions or operations (including, but not limited to, paying or collecting money, concluding contracts, etc.). User agrees that the execution time of the relevant instruction shall be based on the actual execution time in the Tango system. User agrees that Tango shall have the right to deal with the relevant matters in accordance with this Agreement and/or Tango related dispute handling.

    3. Understanding Service Limitations

      1. The User understands and agrees that Tango provides services only to eligible Users. Tango cannot and does not have the obligation to ensure that the User will successfully obtain the loan or investment after issuing a borrowing request or loan intention due to non-qualification as a User. The User shall bear the initial fees charged prior to the disallowance of the borrowing request or investment intention such as interest, handling fee, etc.

    4. Responsibility for Violations

      1. If User conducts transactions or accepts payments through the Tango Platform in violation of this Agreement or the operational instructions issued by Tango, Tango shall assume no responsibility whatsoever. If the above situation occurs and the money has been credited to the account of the User, the User agrees that Tango has the right to deduct such money directly from the relevant account and to prohibit the User from requesting payment of such money. If the payment has been remitted to the User's bank or e-wallet account, the User agrees that Tango has the right to request back the money concerned from the User, and the collection fee shall be borne by the User.

      2. We are not responsible for the use of the funds outside of what was agreed upon.

    5. Error Corrections 

      1. If Tango discovers a processing error caused by system failure or any other reason, Tango has the right to correct the error regardless of whether such error is beneficial to Tango or a User. If such error causes a User to receive more than what he/she is entitled to receive, then regardless of the nature and reason of such error, the User shall return the excess amount or perform other operations in accordance with the specific requirements stated on the notice of rectification issued by Tango, and Tango has the right to take measures on its own to correct the above erroneous transaction. User understands and agrees that no interest will be payable for the overpayment or underpayment caused by the foregoing processing error. Tango will not be responsible for any loss or liability arising from the aforementioned processing error (including the loss of interest, exchange rate, etc., which may result from the foregoing error).

    6. Temporary Service Interruptions

      1. Tango may temporarily stop, restrict or alter Tango services. Using Tango services means that the User agrees to this Agreement continuously until and unless User’s request for deregistration has been completed.\

    7. Digital Certificate Authorization

      1. User agrees and authorizes Tango to provide user information to a third-party digital certificate service provider for the application of digital certificates. User undertakes that his/her identity information provided is true, complete, and effective, and undertakes to accept the corresponding legal consequences thereof. User agrees to use the digital certificate in the relevant agreement on this Tango Platform.

    8. Information Provision Consent

      1. User agrees, understands, and consents to the fact that Tango may ask the User to supply or provide information, from time to time, including but not limited to, information to establish Your identity (e.g., name), background, addresses, contact and mobile numbers, email addresses, IP addresses, operating systems, browser types, contact details, financial data, creditworthiness information, audio recordings, and telecommunications usage data ("telco usage score”) and other information and data generated that you provide in relation to using, accessing, or availing of our products and/or services (collectively, “Personal Data”).

    9. Data Collection and Processing Consent

      1. User consents to the collection, use, processing, and disclosure of his/her information and/or Personal Data to Tango, its affiliates, subsidiaries, and partner institutions such as, but not limited to, Globe Telecom Inc., SMART Communications for purposes such as credit investigation, credit scoring, data analytics, data profiling, and such other purposes as provided for in Tango’s Privacy Policy.

    10. Objection to Data Processing

      1. User may communicate their objection to the collection and processing of their Personal Data in accordance with the provisions as stated in Tango’s Privacy Policy.

    11. Service Fee

      1. When the User uses Tango services, User agrees and consents to being charged with the related service fee.

      2. Tango reserves the right to unilaterally set and adjust the service fees. The modified service fees will be published on the Tango Platform, which will come into effect upon publication and will be applicable to the transactions that take place after the revision of the cost standard.

      3. When using Tango services (such as recharging or withdrawal), User may need to pay through third-party entities (such as banks or third-party payment company, etc.). The specific fees are stated on other relevant platform of the third party or in the Tango Platform.

    12. Verification Procedures

      1. You agree that by giving details of Your reference person/s, You are confirming that Tango can contact them for screening, investigation, and verification purposes.

    13. Discrepancies

      1. If You find any discrepancies, please report it immediately to Tango by sending an email to support@tango.ph Tango will consider Your transactions valid if we do not hear from You within thirty (30) calendar days from transaction date.

  5. SPECIAL NOTICE TO THE USERS

    1. You, as a User, may publish multiple borrowing requests for a maximum period of up to the longest period set by the loan product applied and not exceed the limits set by this Tango Platform with the total amount not greater than the generated credit limit. Tango is entitled to set a limit, suspend or terminate Your published borrowing requests at its sole discretion.

    2. You, as a User, must submit the application for a loan product by choosing the loan product based on Your own choice through the Tango Platform and answer any questions that might be asked by Tango or any of its partnered services. 

    3. You, as a User, agree that all terms and conditions related to the loan product, including but not limited to the amount of the loan, the interest, the period, and fees, shall be subject to the terms and conditions on the loan agreement entered by the User and the Investor.

    4. A loan agreement will only be formed effectively when the loan agreement is signed by the lender and the User in person facilitated by Tango’s partnered distributor’s agents.

  6. THIRD-PARTY WEBSITES

    1. Content on the Tango Platform may involve or contain links to other websites owned, controlled, or operated by third parties (hereinafter referred to as "Third-Party Websites"). Tango will add websites of business partners or public brands whenever necessary.

    2. Tango cannot guarantee and has no obligation to guarantee the authenticity and validity of information on the Third-Party Websites. User confirms that the use of the Third-Party Websites is regulated by the relevant agreements and rules of the Third-Party Websites and not by this Agreement. User shall assess and bear all the risks associated with the content, products, advertisements, and any other information of the Third-Party Websites, which have no relationship whatsoever to Tango.

  7. LINKAGE TO STARPAY OR E-WALLETS

    1. Tango Platform Usage

      1. Users are required to create and maintain a Starpay Level 2 (or higher) account with the same government name as the User for the purpose of receiving disbursements or compensation. 

  8. DISCLAIMER

    1. Risk Disclaimer for Users

      1. User, as a User, shall fully understand the risks associated with transacting through Tango and the Tango Platform. User shall make objective and reasonable assessments of his/her own financial status, trading duration, earnings expectations, risk tolerance, and risk preferences when availing of the loan products available on the Tango Platform. By transacting on the Tango Platform, the User shall be deemed to have reasonable expectations and tolerance to the risks associated with the transactions conducted on the Tango Platform. User understands and agrees that any transaction made through the Tango Platform will not prevent the following risks, and Tango will not be responsible for:

        1. Macroeconomic risk: potential loss due to changes in the macroeconomic situation causing abnormal fluctuations in the price.

        2. Policy risk: potential loss due to changes in the relevant laws, regulations, and related policies, rules causing abnormal fluctuations in the price.

        3. Default risk: potential loss due to the inability or unwillingness of other parties to perform in full capacity and on time.

        4. Interest rate risk: impact on the actual earnings of investment or products caused by changes in market interest rates.

        5. Transaction risk: disputes that the parties may have in the course of the transaction, which shall be resolved by the parties in accordance with the agreed dispute resolution mechanism.

    2. Tango provides no warranties, express or implied, whatsoever to any user and/or any transaction except for those required by law. Information provided to the User on the Tango Platform is for reference only. Users shall make decisions based on his/her own independent judgments and bear the risks of his/her own transactions. User shall have no claim against Tango for matters which result from User’s own failed or bad judgment on the risks involved. In the course of the transaction, the parties to the transaction shall resolve the dispute. Neither Tango nor its shareholders, founders, senior officers, directors, agents, affiliated companies, parent companies, subsidiaries, and employees shall guarantee the authenticity, adequacy, timeliness, reliability, completeness, and validity of the User-inputted data and the content provided by third parties and disclaim any legal liability arising therefrom.

    3. Disclaimer of Inherent Instability of the Internet

      1. Due to the inherent instability of the Internet, Tango cannot guarantee that the service will not be interrupted. Tango is not liable to the user or any other third party if the system is unable to function properly due to the foregoing reason causing inability to use any services by the Users or affecting any service provided by this Tango Platform, including but not limited to:

        1. This Tango Platform’s system downtime maintenance period.

        2. Telecommunications equipment failure causing failure in data transmission.

        3. Service interruption or delay due to hacker attacks, network supplier technical adjustments or malfunctions, website upgrades, bank problems.

    4. Force Majeure

      1. Tango does not assume any responsibility to the User for delay or failure to perform due to reasons beyond the reasonable control of Tango, including, but not limited to, natural disasters (typhoons, earthquakes, tsunamis, floods), strikes or riots, demonstrations, acts of war, government acts, failure of communications or other facilities or serious casualties, etc.

    5. Disclaimer of User’s Own Fault

      1. Any loss caused by the User's own faults, including, but not limited to, loss caused by decision-making mistakes, improper operation, lost or leaked passwords, passwords being cracked by others, User's computer system being invaded by a third party, malicious or improper operation by the third party entrusted by the Users to conduct transactions.

    6. The above does not reflect all the risks associated with transactions through Tango by the User and all the market situations. The User shall fully understand the relevant transactions and make decisions prudently and solely bear all the risks.

  9. MONITORING OF CONTENT

    1. User confirms and agrees that Tango has the right to disclose, modify, or delete information as necessary and appropriate in accordance with laws, regulations, and government requirements from time to time to operate Tango better and protect its own and its legitimate users. User agrees to monitor the changes in the Tango Platform content.

  10. PRIVACY

    1. Tango’s privacy policy (the “Privacy Policy”) is prepared in compliance with the laws of the Republic of the Philippines, as defined under Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012 (hereinafter referred to as the “ Data Privacy Act”), which regulates the processing and collection of Personal Data provided by Investors or Users, and for the collection, usage, storage, analysis, and manipulation of the same by Tango, its assigns, affiliates, and related companies.

    2. Tango values our customers and commits to protecting all personal data which may be provided by Users. Please read the Privacy Policy carefully before accessing or using the Tango Platform. This Privacy Policy contains important terms that affect Your legal rights. It is understood that upon submission of the application form, You agree to be bound by the terms and conditions set forth therein and are deemed to have given Your consent to the collection, use, storage, analysis, and manipulation of Your data information accordingly. If You do not wish to be bound by these terms and conditions, You may choose not to continue with our services.

  11. INTELLECTUAL PROPERTY

    1. Definition

      1. Whether expressly stated or not, Tango holds intellectual property rights (including, but not limited to, trademarks, patents, copyrights, trade secrets, etc.) to information and content in all non-public domain areas of the Tango Platform. Such information includes, but is not limited to, text, graphics, software, audio, video, data, source code, platform architecture, proprietary technology, screen layout, web design, and so on.

    2. No Infringement

      1. It is the obligation of every User to respect intellectual property rights. Users shall be liable to Tango for all legal liabilities in the event of a breach, such as damages.

  12. DEFAULT

    1. When the behavior of a User is suspected to have violated laws and regulations or violated this Agreement and/or rules, Tango has the right to take appropriate measures, including, but not limited to, direct blocking, deleting infringement information, or directly ceasing the provision of services to the User involved. If Tango suffers any loss (including but not limited third party's claim, administrative penalty, etc.) caused by the negligence or intentional act of the User, the User shall compensate or indemnify Tango for the losses suffered and/or the costs incurred, including litigation costs, attorneys' fees, security fees, and any other related expenses.

    2. User shall compensate Tango in full and hold Tango harmless from any claim or request for damage (including attorneys' fees) by any third party caused by the User’s breach of this Agreement, or of any agreement or document made or signed on the Tango Platform or by the violation of any law or infringement of third-party rights during the usage of the Tango Platform.

    3. If Tango violates the relevant laws and regulations or any terms of this Agreement and causes damage to the User, Tango agrees to assume the liability for damages arising therefrom.

  13. COMMUNICATION AND DELIVERY

    1. Communication

      1. For this Agreement and any other agreements, notices concerning the use by the User of his/her Tango account and Tango services, User agrees that the Tango Platform shall be allowed to communicate electronically to User or by posting to the mailing address entered by the User at the time of registration. “Electronic means” include, but are not limited to, e-mail, SMS message, intranet letter, or those that are published on the Tango Platform or partners’ websites, or through official Facebook, Viber, Instagram, etc. channels.

    2. Delivery

      1. If notice is made by means of publishing on the Tango Platform, the date of publication on the Tango Platform shall be deemed the date of delivery. Otherwise, other notices which are issued to User personally will be sent to the email address provided by the User at the time of registration, or intranet message delivered to the User’s personal account on the Tango Platform, or to the mobile phone number which the User provided to the Tango Platform after the registration, which shall be deemed to have been delivered upon issuance.

      2. All correspondence shall be delivered to the addresses, phone numbers, and email address You provided during registration. The Tango Platform is not liable for failure of information transmission and/or the late or non-receipt of such notices by reason of User’s own negligence.

  14. TERMINATION

    1. This Agreement shall remain in force unless Tango terminates this Agreement or the User applies for deregistration or termination of this Agreement in accordance with standard Tango procedure. Tango has the right to terminate this Agreement or to restrict any user from using Tango at any time without notifying the User.

  15. APPLICABLE LAWS AND JURISDICTION

    1. This Agreement shall be governed by and construed according to the laws of the Republic of the Philippines. Unless amicably resolved, all disputes arising from this Agreement shall be referred to arbitration in accordance with the following arbitration procedures: 

      1. In case of any dispute or violation arising from this Agreement, the Parties hereby agree to resolve the same with finality by arbitration in Taytay, Philippines or at the PDRCI Center, as the PDRCI may require, at the option of the aggrieved party.

      2. The arbitration proceedings shall be deemed commenced upon the lapse of the Grace Period of thirty (30) days, and service by a Party herein to the other Party of a written notice of referral to arbitration. The matter shall be settled before a panel of three arbitrators (the “Arbitration Board”) under the Domestic Arbitration Rules of the Philippine Dispute Resolution Center, Inc. (the “PDRCI Rules”).

      3. During the period of submission to arbitration and thereafter until the granting of the arbitral award, the parties shall, except in the event of termination, continue to perform all their obligations under this Agreement.

  16. MISCELLANEOUS

    1. Effectivity

      1. This Agreement shall become effective as of the date on which Users show their consent or agreement by ticking the relevant prompt or by providing their online signature and upon successful registration by them as a User of the Tango Platform. Unless Tango terminates this Agreement or the User loses the qualification as a user of the Tango Platform, this Agreement will always be in effect. Termination of this Agreement shall not exempt the User from the pre-existing obligations and responsibilities under this Agreement or other relevant agreements and rules prior to such termination.

    2. Additional Clause

      1. There may be separate additional terms of service other than this Agreement in some sections or pages of Tango. If these terms are in conflict, such additional terms in those sections and pages shall prevail. Tango shall take efforts to ensure that Users shall be promptly notified of such additional clauses.

    3. Severability

      1. If any term, provision, covenant, or restriction of this Agreement is held by any Government Authority to be invalid, void, or unenforceable, or against any Applicable Laws, the remainder of the terms, provisions, covenants, and restrictions of this Agreement shall remain in force and effect and shall in no way be affected, impaired or invalidated.

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